`usePaymentMethods()`

Parameters
Returns
Examples
Related guides

Available in other SDKs

Warning

Billing is currently in Beta and its APIs are experimental and may undergo breaking changes. To mitigate potential disruptions, we recommend pinning your SDK and clerk-js package versions.

The usePaymentMethods() hook provides access to the payment methods associated with a user or organization. It returns a paginated list of payment methods and includes methods for managing them.

Parameters

usePaymentMethods() accepts a single optional object with the following properties:

Name
enabled?
Type
boolean
Description
If true, a request will be triggered when the hook is mounted. Defaults to true.
Name
for?
Type
"user" | "organization"
Description
Specifies whether to fetch for the current user or organization. Defaults to 'user'.
Name
infinite?
Type
boolean
Description
If true, newly fetched data will be appended to the existing list rather than replacing it. Useful for implementing infinite scroll functionality. Defaults to false.
Name
initialPage?
Type
number
Description
A number that specifies which page to fetch. For example, if initialPage is set to 10, it will skip the first 9 pages and fetch the 10th page. Defaults to 1.
Name
keepPreviousData?
Type
boolean
Description
If true, the previous data will be kept in the cache until new data is fetched. Defaults to false.
Name
pageSize?
Type
number
Description
A number that specifies the maximum number of results to return per page. Defaults to 10.

Returns

usePaymentMethods() returns an object with the following properties:

Name
count
Type
number
Description
The total count of data that exist remotely.
Name
data
Type
BillingPaymentMethodResource[]
Description
An array that contains the fetched data. For example, for the memberships attribute, data will be an array of OrganizationMembership objects.
Name
error
Type
null | ClerkAPIResponseError
Description
Clerk's API response error object.
Name
fetchNext
Type
() => void
Description
A function that triggers the next page to be loaded. This is the same as fetchPage(page => Math.min(pageCount, page + 1)).
Name
fetchPage
Type
ValueOrSetter<number>
Description
A function that triggers a specific page to be loaded.
Name
fetchPrevious
Type
() => void
Description
A function that triggers the previous page to be loaded. This is the same as fetchPage(page => Math.max(0, page - 1)).
Name
hasNextPage
Type
boolean
Description
A boolean that indicates if there are available pages to be fetched.
Name
hasPreviousPage
Type
boolean
Description
A boolean that indicates if there are available pages to be fetched.
Name
isError
Type
boolean
Description
A boolean that indicates the request failed.
Name
isFetching
Type
boolean
Description
A boolean that is true if there is an ongoing request or a revalidation.
Name
isLoading
Type
boolean
Description
A boolean that is true if there is an ongoing request and there is no fetched data.
Name
page
Type
number
Description
The current page.
Name
pageCount
Type
number
Description
The total amount of pages. It is calculated based on count, initialPage, and pageSize.
Name
revalidate
Type
() => Promise<void>
Description
A function that triggers a revalidation of the current page.
Name
setData
Type
CacheSetter<undefined | ClerkPaginatedResponse<BillingPaymentMethodResource>>
Description
A function that allows you to set the data manually.

Examples

Basic usage

The following example demonstrates how to fetch and display a user's payment methods.

src/pages/billing/PaymentMethodsList.tsx

import { usePaymentMethods } from '@clerk/clerk-react/experimental'

export default function PaymentMethodsList() {
  const { data, isLoading } = usePaymentMethods({
    for: 'user',
    pageSize: 10,
  })

  if (isLoading) {
    return <div>Loading payment methods...</div>
  }

  if (!data || data.length === 0) {
    // Code for how to add a new payment method: https://clerk.com/docs/guides/development/custom-flows/billing/add-new-payment-method
    return <div>No payment methods found. Please add a payment method to your account.</div>
  }

  return (
    <ul>
      {data?.map((method) => (
        <li key={method.id}>
          {method.cardType} **** {method.last4}
          {method.isDefault ? ' (Default)' : null}
        </li>
      ))}
    </ul>
  )
}

Infinite pagination

The following example demonstrates how to implement infinite scrolling with payment methods.

src/pages/billing/PaymentMethodsList.tsx

import { usePaymentMethods } from '@clerk/clerk-react/experimental'

export default function InfinitePaymentMethods() {
  const { data, isLoading, hasNextPage, fetchNext } = usePaymentMethods({
    for: 'user',
    infinite: true,
    pageSize: 20,
  })

  if (isLoading) {
    return <div>Loading...</div>
  }

  if (!data || data.length === 0) {
    // Code for how to add a new payment method: https://clerk.com/docs/guides/development/custom-flows/billing/add-new-payment-method
    return <div>No payment methods found. Please add a payment method to your account.</div>
  }

  return (
    <div>
      <ul>
        {data?.map((method) => (
          <li key={method.id}>
            {method.cardType} ending in {method.last4}
            {method.status === 'expired' ? ' (Expired)' : null}
            {method.status === 'disconnected' ? ' (Disconnected)' : null}
          </li>
        ))}
      </ul>

      {hasNextPage && <button onClick={() => fetchNext()}>Load more payment methods</button>}
    </div>
  )
}

The following example demonstrates how to use usePaymentMethods() in a checkout flow to select an existing payment method. For more information on how to build a checkout flow with an existing payment method, see Build a custom checkout flow.

src/pages/billing/CheckoutPaymentSelection.tsx

import { usePaymentMethods, useCheckout } from '@clerk/clerk-react/experimental'
import { useNavigate } from 'react-router-dom'

export default function CheckoutPaymentSelection() {
  const { data, isLoading } = usePaymentMethods({ for: 'user' })
  const { checkout } = useCheckout()
  const { confirm, finalize } = checkout
  const navigate = useNavigate()

  const handlePaymentSubmit = async (paymentMethodId: string) => {
    try {
      // Confirm checkout with selected payment method
      await confirm({ paymentSourceId: paymentMethodId })
      // Complete checkout and redirect
      await finalize({
        navigate: () => navigate('/dashboard'),
      })
    } catch (error) {
      console.error('Payment failed:', error)
    }
  }

  if (isLoading) {
    return <div>Loading payment methods...</div>
  }

  if (!data || data.length === 0) {
    // Code for how to add a new payment method: https://clerk.com/docs/guides/development/custom-flows/billing/checkout-new-payment-method
    return <div>No payment methods found. Please add a payment method to your account.</div>
  }

  return (
    <div>
      <h3>Select a payment method</h3>
      {data?.map((method) => (
        <button key={method.id} onClick={() => handlePaymentSubmit(method.id)}>
          Pay with {method.cardType} ending in {method.last4}
        </button>
      ))}
    </div>
  )
}

Add a new payment method during checkout

Build a custom checkout flow that allows users to add a new payment method during checkout

Add a new payment method outside of a checkout flow

Build a custom user interface that allows users to add a new payment method to their account

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Last updated on Nov 14, 2025

usePaymentMethods()

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`usePaymentMethods()`